Response options: 1. yes, it is the right moment now, 2. it is neither the right moment nor the wrong moment, 3. no, it is not the right moment now, 99. DK/NA
Response options: 1. a very good moment to save, 2. a fairly good moment to save, 3. not a good moment to save, 4. a very bad moment to save, 99. DK/NA
Response options: 98. DK/NA, 1. Illiterate, 2. Less than high school diploma, 3. High school diploma, 4. University seeking Associate’s or Bachelor’s degree, 5. Bachelor’s degree, 6. Masters or Ph.D.