98. DK/NA , 1. Illiterate , 2. Less than high school diploma , 3. High school diploma , 4. University seeking Associate’s or Bachelor’s degree , 5. Bachelor’s degree , 6. Masters or Ph.D.
1. we are saving a lot , 2. we are saving a little , 3. we are just managing to make ends meet on our income , 4. we are having to draw on our savings , 5. we are running into debt , 99. DK/NA